LIC Top five policy

LIC Best Plan: 5 Best LIC Policies That Will Give You Better Returns Along With Financial Security & Many Other Benefits –

LIC Best Plans:- As you know that salaried and limited income families can secure their future by investing in LIC policies. LIC is also offering policies to meet all kinds of needs of the people. This includes people’s own needs, from children’s future to financial security for dependents. Today we are going to tell you about 5 such policies of LIC, by investing in which you can be stress free.

LIC Jeevan Lakshya Policy

If you are planning to invest for a long term then you can invest in LIC’s Jeevan Lakshya policy. The minimum age to invest in it is 18 years. And the maximum age has been fixed at 50 years. In this policy you have to pay the premium for not less than 3 years of your choice. Its minimum sum assured is ₹10 lakh, so there is no limit on the maximum. In case of death of the policyholder, premium will not be charged for the remaining years. The nominee will get up to 10% of the Sum Assured annually till maturity.

lic life benefit policy

Now let’s talk about LIC’s Jeevan Labh policy which provides both benefits and protection. People in the age group of 8 to 59 years can participate in this policy. The policy term can be taken from 16 to 25 years. The minimum sum assured is 2 lakhs and there is no limit on the maximum. Its special thing is that on paying the premium for 3 years, you also get the facility of loan. Tax exemption on premiums and cash and bonus benefits to the nominee on death of the policy holder.

LIC Jeevan Anand Policy

LIC’s Jeevan Anand policy is one such plan that offers the benefit of protection along with savings. On maturity, the policyholder is paid the sum assured along with the bonus. If the policy holder dies, the sum assured is paid to the nominee. If the policy holder dies during the policy term, the full death benefit is paid to the nominee.

LIC Jeevan Shanti Policy

Talking about Jeevan Shanti policy, it is for those who want to get regular income. It is a single premium policy which provides fixed income pension. In this you and your spouse will get pension. After this, your nominee will get the money invested by you. The policy is offered to improve the future of the children. With its help, you can defray the expenses of children’s education, marriage etc. Parents or grandparents of the children can take this policy. The total duration of the scheme is 25 years. Under this plan, 20% each of the Basic Sum Assured is paid on the child’s 18th, 20th and 22nd years, the remaining 40% amount is paid on completion of the policy holder’s 25th year. In addition, all outstanding bonuses will also be paid.

LIC Jeevan Umang Policy

This policy gives you many benefits. In this, you have to choose the time of premium payment, after which you will get 8% of the whole life sum assured every year. If you live till the age of 100, you get maturity benefits. If the policy holder dies during the term, then the nominee gets a lot of financial help in the form of death benefit.

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